Streamlined Concepts handles the credit-card processing, terminals, and POS systems that bring revenue in — paired with the payroll and benefits that send it back out. Powered by our partnership with CC Hero, you get carrier-grade processing rates, modern hardware, and an account team that already knows your books.
CC Hero is our credit-card processing partner. They bring next-generation terminals and POS hardware, real-time reporting, and pricing models built for operators who are tired of being surprised by their statement. Streamlined wraps that capability in the same account team that runs your payroll and benefits.
Interchange-plus pricing. No tiered buckets. No surprise PCI fees buried in the statement.
Same-day or next-day funding standard. Cash flow that matches how you actually run.
Whether you're running a single counter, a 12-location restaurant group, or a mobile-first service business, we'll size the hardware and software to your operation — and give you the same blended pricing across all of it.
Modern card-present hardware — countertop terminals for the front desk, wireless devices for table-side and curbside, and tap-to-phone for sales reps in the field. EMV chip, contactless, Apple Pay, Google Pay all standard.
Full point-of-sale systems for restaurants, retail, and service businesses. Inventory, menu management, table-mapping, employee clock-in, gift cards, and back-office reporting — all integrated to processing and your accounting GL.
Hosted checkout, payment gateway, virtual terminal for phone orders, recurring billing, and digital invoicing. Plug into Shopify, WooCommerce, BigCommerce, or stand it up as a hosted page on your own domain.
Card processing isn't one-size-fits-all. Restaurants need different math than B2B service shops. Here are the programs we run — we'll pick the right one for you on the rate review.
The transparent standard. You pay the actual interchange cost set by Visa/Mastercard, plus a known markup. The honest model.
Customers paying cash get a discount; card-paying customers cover the processing cost. Compliant in all 50 states. Effective rate: $0.
Compliant pass-through of credit-card fees to the cardholder, where allowed. We handle the disclosures and signage. Card networks-approved.
Full-service POS, table-side ordering, gift cards, tip pooling — synced to your payroll.
Multi-location inventory, omnichannel checkout, B2B invoicing.
Mobile tap-to-pay, recurring billing, deposit + balance workflows.
Hosted checkout, gateway, recurring subscriptions, fraud screening.
Most operators treat their merchant processor as a separate decision from payroll. Then they wonder why reconciliation hurts, why funding timing doesn't line up with payroll runs, and why no one can answer a simple question about where the money is on a Tuesday at 4pm.
When the same team runs your payments coming in, your payroll going out, and your benefits, the math gets cleaner — and so does your week.
30-minute rate review. We'll line-by-line your current processor's statement next to a CC Hero proposal — and show you the all-in cost when payroll, benefits, and processing share an account team.