Finance technology · built around you

Payroll, benefits, and card programs — built for how you actually operate.

We're not a one-size-fits-all SaaS. Streamlined Concepts partners with businesses to design payroll, HR, employee benefits, insurance, and card issuance programs that match your workflow, your workforce, and your margins — one team, every renewal.

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Trusted by operators issuing payroll, per-diem, CACFP & NIL card programs nationwide
Payroll · This cycle
$1,284,409
312 employees · 4 entities · funds arriving in 14 min
On track
Direct deposit · ACHCompleted
Payroll cards · 47 loadedFunding
Per-diem · Field crewScheduled
Card program
+2,410
Cards issued this quarter
STREAM
Payroll Card
4389 **** **** 3807
GOOD THRU04/27
Member Name
DEBIT
VISA
Powering finance operations across:
Staffing Construction Logistics Healthcare Hospitality Field Services
What we do

Four practices. One partner.

Payroll. Benefits. Merchant services. Cards. Most vendors sell you one of the four. We build the program around all of them — same team, same account lead, one renewal conversation.

Payroll & HR

Full-service payroll, tax filing, benefits administration, and HR compliance — configured to your workforce, not ours.

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Benefits & Insurance

Licensed Life, Health, and P&C agents in partnership with Alera Group. Group benefits, workers' comp, 401(k), and individual coverage — on the same account team as your payroll.

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Merchant Services

Credit-card processing, smart terminals, and full-stack POS systems. Powered by CC Hero. Money in to match the money out — same account team, transparent pricing, same-day funding.

Explore Merchant Services

Card Issuance & Load

Payroll, per-diem, CACFP, and NIL cards. Instant issuance, real-time load, branded end-to-end — all on one platform.

Explore Card Programs
Who we serve

Built for operators. Trusted by the ones sending money out the door.

SMB Operators

Run a lean business

Outsource payroll, HR, and compliance to a team that treats you like an enterprise — without the enterprise price tag.

Enterprise

Multi-entity workforces

Unified payroll, cards, and reporting across 100s or 1,000s of employees and multiple EINs. Built to pass audit.

Card Programs

Payroll, Per Diem, CACFP, NIL

Stand up branded card programs in weeks. Fund in real time. Track spend with program-level controls and fee-free Allpoint ATMs.

Partners

Brokers & resellers

Refer clients or private-label our platform. Recurring revenue share, white-glove implementation, zero hand-offs lost.

$3.4B+
Payroll & load volume processed
250K+
Cards active in the field
50
U.S. states served
99.99%
Uptime on funding rails
Payroll & HR

Pay everyone. File everything. Sleep at night.

From hourly crews to salaried staff, multi-state, 1099, and everything in between — we run payroll and tax filing end-to-end.

  • Multi-state, multi-entity payroll with full tax filing
  • Benefits administration, onboarding, and compliance
  • Real-time GL export to QuickBooks, NetSuite, Sage
  • Employee self-service app — pay stubs, PTO, W-2s
Explore Payroll & HR
Pay schedule
Bi-weekly
Auto-run
Field crew · 84 employees$142,208
Office staff · 32 employees$98,614
1099 contractors · 18$46,500
Per-diem reloads$22,900
Total cycle
$310,222
Run payroll
Card Issuance

One platform. Every card your program needs.

Payroll, Per Diem, CACFP, and NIL cards — branded, real-time-loaded, and managed from a single console.

  • Instant virtual issuance · physical cards in 3–5 days
  • Real-time load, MCC controls, velocity limits
  • Branded cards & mobile app (white label available)
  • Program-level reporting, reconciliation, and funding
Explore Card Programs
Active programs
+12% MoM
Payroll cards
1,284
Per diem
612
CACFP
338
NIL
196
Total loaded this month
$4,128,900
Customer story

"We replaced three vendors with Streamlined. Payroll, our per-diem card program, and benefits — one team, one onboarding, one invoice. The implementation was the fastest we've ever done."

Morgan Whitfield
VP Finance · Regional logistics operator · 640 employees

The results

Vendor reduction3 → 1
Go-live time28 days
Annual savings$212K
Cards deployed612 per-diem

Ready to see what your program could look like?

Book a 30-minute solution call. We'll map your current setup, show you where the money and time leak, and scope a program that fits.

Book a solution call About Streamlined