Why talk to five vendors when one can do it? Streamlined Concepts is a licensed insurance agency — Life, Health, and Property & Casualty — in direct partnership with Alera Group, one of the largest independent employee-benefits firms in the country. Your payroll, your benefits, your cards — one relationship, one onboarding, one invoice.
Alera Group is a top-10 independent employee-benefits, property & casualty, and wealth firm in the United States, with over 150 offices and 4,000 professionals. Through our direct partnership, Streamlined clients get enterprise-grade benefits strategy, carrier access, and compliance support — delivered by people who already know your payroll, your workforce, and your margins.
Learn about Alera Group Employee Benefits →
Not captive to any carrier. We shop the whole market for the right fit.
Life, Health, and P&C licensed agents on staff. We actually write the coverage.
Group and individual. Employer and employee. We carry all the licenses a real finance-and-HR conversation requires — and lean on Alera Group's specialist benches where depth matters.
Full benefits strategy powered by Alera Group's national carrier relationships — priced and placed by people who also run your payroll, so deductions, enrollment, and ACA reporting just work.
Licensed agents for employees who need personal coverage — term life, whole life, Medicare supplement, and individual health plans when group coverage isn't a fit. Offered as a voluntary benefit or one-on-one.
The coverages that actually keep operators up at night — workers' comp tied directly to your payroll feed, general liability, commercial auto, property, cyber, and umbrella. Placed through Alera Group's P&C bench.
Separate vendors create separate problems. Here's what changes when one team owns both.
Medical, dental, 401(k), HSA, garnishments — set up once in the benefits system, flow straight to every paycheck. No import files. No mismatches.
Pay-as-you-go WC premiums pulled live from actual wages, by class code — no audit surprises, no big-true-ups at year end.
1094-C and 1095-C filings built on the same employee data already in payroll. Audit-ready, e-filed, no spreadsheets.
Elections happen in the same portal employees already use for pay stubs and PTO. Higher participation. Fewer support tickets.
Every year we sit down with you once — benefits renewal, payroll tune-up, card-program review. Not three separate meetings with three separate reps.
Premiums, admin fees, payroll processing, card program — consolidated billing or split out to your GL the way you need it.
The typical operator with 200–500 employees is paying a payroll processor, a benefits broker, a WC carrier, a 401(k) administrator, and a card vendor — each with their own onboarding, support queue, renewal cycle, and invoice.
Under a Streamlined program with Alera Group, all of those sit under one account team with one renewal rhythm. You stop being a ticket and start being a client.
See the savings on your numbersNo. We're a licensed agency. Through our partnership with Alera Group we access essentially every major employee-benefits and P&C carrier in the U.S. — so we can shop the whole market on your behalf, every renewal.
No. You can run benefits with us today even if your payroll lives elsewhere. That said, most clients consolidate within a year — the integration is where the real savings show up.
On the benefits side, carrier commissions — the same way every licensed agency is compensated. Fully disclosed. On the payroll side, a per-employee-per-month fee. No surprise up-charges.
Life, Health, and P&C licensure across all 50 states through our agents and our Alera Group partnership. If you operate multi-state, we've got you covered.
30-minute benefits review. We'll look at your current carriers, premiums, and payroll deductions side-by-side — and map what consolidating with Streamlined + Alera Group could look like on your numbers.