About

We build programs,
not products.

Streamlined Concepts is a finance technology company for operators who've outgrown one-size-fits-all payroll and card vendors. Our work starts with your workflow — not a feature list — and we stay in the room long after go-live.

Our story

Founded by people who'd had enough of vendor roulette.

Our founders ran finance and operations at companies where payroll lived in one system, cards lived in another, HR lived in a third, and nothing talked to anything. Every implementation took a year. Every support request took a week. Every edge case required a new vendor.

Streamlined Concepts started with a simple idea: let's build the back office the operators actually want — one partner, one platform, designed around real-world workflows. Today we run payroll, HR, and card programs for businesses from 10 employees to 10,000, across industries where logistics matter.

By the numbers
$3.4B+
Processed annually
250K+
Active cardholders
50
U.S. states served
98%
Client retention
How we operate

Solution selling, not software selling.

The way we work is the product. These are the principles we hire and build around.

01

Scope before sell

We don't send a quote before we understand your workflow. If we can't build something that actually fits, we'll tell you.

02

One partner, not a platform

Every client gets a named program lead. Not a ticket queue. Not a BDR. A person who owns your outcome.

03

Configurable over opinionated

Your business isn't a template. The platform bends to your workflow — not the other way around.

04

Compliance is table stakes

SOC 2 Type II, PCI DSS, bank-grade controls. Boring, rigorous, and exactly what you'd expect.

05

Partners win with us

Brokers, accountants, and resellers share revenue, not leads. If we win, you win — transparently.

06

Stay in the room

Go-live isn't the end. Quarterly business reviews, program optimization, and a roadmap shared with you.

Where we play

Industries with real-world operational complexity.

We're best for businesses where payroll timing matters, where cards pay real people doing real work, and where vendor hand-offs cost you actual money.

Staffing & Workforce

High-velocity onboarding, multi-state compliance, weekly pay, payroll cards for the unbanked.

Construction & Trades

Prevailing wage, certified payroll, per-diem field cards, multi-entity setups.

Logistics & Transportation

Over-the-road crews, fuel & per-diem cards, driver settlements, DOT-friendly reporting.

Healthcare

Shift-based pay, credentialing integrations, HIPAA-aware reporting, clinician rewards.

Hospitality & Service

Tipped wages, tip-out cards, rapid seasonal onboarding, incentive programs.

Partner & Channel

Referral networks, broker programs, white-label platforms, revenue share.

Let's see if we fit your operation.

30 minutes with our team. We'll map your current stack, identify the gaps, and show you what a Streamlined program looks like on your numbers.